Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), runs this website. It supplies general information on life insurance and a tool for getting carrier quotes from your answers.

Quotes are estimates only. The rates shown come from carriers for the class you picked and are for information. They are not an insurance offer, a locked-in price, or approval. The carrier sets the actual premium, class and eligibility through underwriting; the final policy document controls everything.

No coverage is created here. A quote request, application submission or contact message does not bind any coverage. Coverage only happens when a carrier issues a policy, you accept it and you pay.

Availability varies. Products, carriers and pricing differ by state and person and can shift at any time without notice. Quotes shown are for California residents.

General information only. Articles on this site are educational and not legal, tax or investment advice. Talk to a qualified professional about anything that affects your plan.

Third-party application. The apply page uses a secure application run by a third party under their own terms.